The major common domestic and international banking products and services that are provided to a wide range of customers of the Bank (private, public, cooperative, International Organizations, UN Agencies and NGOs, etc) include the following;
Accepting all type of deposit with attractive interest rate.
Providing term loans overdraft service and advance facilities to
all sector of the economy.
Rendering Local money transfer services(Telegraphic/Mail transfer Blocking, and Normal/Special clearance)
Issuing payment instrument (cash payment order, demand draft, certified cheques, etc)
Special Savings Account – it is an interest earning saving accounts operated by check.
Youth–Targeted Savings Program – in this program the Bank jointly with parent or guardian deposits an equal amount of money for the youth concerned. This is designed to enable and motivate gifted and promising youths to go to accredited institutions of higher learning.
Gift Certificate- it is a type of account opened when on certain occasions, individuals or organizations deposit some amount of money in the bank in the name of a loved one as a gift.
Savings Account Linked with Current Account (SALCA) – It is a service that enables customers to transfer funds from one’s savings account to one’s current account; if and when the customer wants to write cheques at times when his /her current accounts has no sufficient balance.
On–Site Service – it is cash payment and collection services that the Bank renders to its customers at their place of work.
Safe Deposit Boxes- the service that the Bank provides totally secured and state of the art storage facilities for the valuables and documents of its customers.
Mobile Banking Services - The service that customers could get information from the Bank, make various transactions using their mobile phone 24 hours a day. This will greatly save the time and cost and facilitate customers business without visiting the Bank’s branch offices.
Card Banking Services - 24 hours branchless banking service for BOA Habesha Card holders (Habesha Gold Card, Habesha Debit Card and Habesha Prepaid Card) using its ATM and POS machines located at various Branches and big Business Centers in Addis Ababa and major regional cities.