Bank of Abyssinia Debit Cards

Ever-present wallet

Take your money with you wherever you go with BoA Visa card. It gives you instant access to your account anywhere you are.  

  • BoA’s debit card allows you to withdraw from your account at any point in time. It affords account holder’s secure and easy purchases through various payment systems like Point of Sale (POS), Automated Teller Machine (ATM).  

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Gold Visa Debit Card

Golden Treatment for Golden Partners 

As the main business partners of BoA, you are of paramount importance to us. Gold Visa card powers your status in our bank and allows you unmatched purchasing power at a single stop. With superlative cash withdrawing capacity, you are the owner of unimaginable possibilities.

 

Product Feature

  • All Domestic Habesha Cards have three years of life before expiration
  • The maximum fund ceiling for all domestic cards is the balance on customer’s account
  • Maximum daily payment /purchase limit on POS is ETB 350,000.00
  • Maximum daily cash advance (cash withdrawal) limit at branches is up to ETB 150,000
  • Maximum of 3 withdrawals per day and minimum of 50-birr
  • Maximum daily cash withdrawal limit from ATM is ETB 15,000

Abyssiniameen Visa Debit Card

Abyssiniameen card for interset free Partners 

Ameen interset free banking offers you the Abyssiniameen Visa debit card which gives a massive purchasing power. With up to ETB 200,000 daily purchases you are offered exceptional services through this debit card.

 

Product Feature

  • All Domestic Habesha Cards have three years of life before expiration
  • The maximum fund ceiling for all domestic cards is the balance on customer’s account
  • Maximum daily payment /purchase limit on POS is ETB 350,000.00
  • Maximum daily cash advance (cash withdrawal) limit at branches is up to ETB 150,000
  • Maximum of 3 withdrawals per day and minimum of 50-birr
  • Maximum daily cash withdrawal limit from ATM is ETB 15,000

BoA Classic Visa Debit Card

Loyal Customers, Exceptional Service

BoA values its banking customers. That is why we provide you with the classic Visa card which gives to a massive purchasing power. With up to ETB 200,000 daily purchases you are offered exceptional services through this debit card. 

Product Feature

  • All Domestic Habesha Cards have three years of life before expiration
  • The maximum fund ceiling for all domestic cards is the balance on customer’s account
  • Maximum daily payment /purchase limit on POS is ETB 350,000.00
  • Maximum daily cash advance (cash withdrawal) limit at branches is up to ETB 150,000
  • Maximum of 3 withdrawals per day and minimum of 50-birr
  • Maximum daily cash withdrawal limit from ATM is ETB 15,000

ATM Services

Reliable and Secure 

You are a corner away from a BoA ATM. When you don’t have time just pop up at any of our ATMs and you can perform transactions like receiving, transferring and withdrawing money within a minute. Our ATMs also accept other bank’s ATM cards. Even if you don’t have account with us, you can access your other accounts through our ATMs. 

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  • 24 hours service 
  • Privacy in banking communications 
  • Saves time 
  • Convenience 

ATM Locator

POS Terminal

POS is a new way forward 

Wherever you go, BoA POS is always available to make your purchase smooth and comfortable. 

A point-of-sale device (POS) can be either a branch POS or merchant POS, which allows account holders to perform non-cash transactions, unlike the ATM machine.

  • Pre – Authorization (Merchant POS)  
  • Pre – Authorization Completion (Merchant POS)  
  • Refund (Merchant POS)  
  • Balance Inquiry (Both) 
  • PIN Change (Both) 
  • Mini Statement (Branch POS) 
  • Fund Transfer (Branch POS) 
  • Money Receive (Branch POS) 
  • Cash advance (Branch POS)  
  • Purchase (Merchant POS) 
  • BoA Cards (Habesha Gold, Habesha Debit, Habesha Prepaid, and Gift cards) 
  • Visa Card (Visa Debit, Visa Credit Cards) 
  • Master Card (Master Debit, Master Credit, Master cards) 
  • Union Card  

An agreement made by both Branch and Merchants with the necessary documents to be eligible these are some major formalities; 

  • Duly Renewed Trade License  
  • Registration Certificate  
  • Article of Association  
  • Memorandum of Association  
  • Agency, if any  
  • Amendment Minutes if any 

Habesha Prepaid Debit

Prepaid debit services serve are one of the mostly used banking services. With features like pre-paid gift card, pre –paid student card, pre-paid expense card and pre-paid salary cards, these cards offer you the wide array of options and functionalities. A customer whether they have an account at BoA or not, they are eligible to have a prepaid card. 

Product Feature

  • Cash advance at the bank branch′s
  • Balance Inquiry
  • The maximum fund ceiling for all Domestic Cards is the balance on customer’s account
  • Maximum daily payment /purchase limit on POS is ETB 200,000
  • Maximum daily cash advance (cash withdrawal) limit at branches is up to ETB100,000
  • Maximum daily cash withdrawal limit from ATM is ETB10,000
  • Legal person/s who can produce valid ID /passport

Co-Branded Pre-Paid Gift Cards

In partnership with different services providing entities, BoA provides payment and purchasing options for its customers. So next time when you are in a supermarket or a gift shop, you need not worry about not having your money with you. You can easily draw up your gift card and purchase.

Product Feature

  • The cards are non-reloadable
  • The cards are not linked to any personal account; they are non-personalized
  • The bank works in collaboration with other company
  • The card is non-applicable for ATM financial transactions
  • Maximum daily payment/purchase is allowed up to the balance on the cards
  • Non-applicable for cash advance (cash withdrawal) at Branches

General purposed Pre-Paid Gift Cards

  • The cards are not linked to any personal account; they are non-personalized 
  • The cards are non-reloadable 
  • Maximum daily cash withdrawal limit from ATM, POS and daily cash advance is up to balance on the card 

Product Feature

  • Debit card shall be issued to Bank’s customer having saving/current account with single signatory but not to credit/ loan account holder.
  • For accounts owned and named by organization, card must be issued for the responsible signatory’s based on a formal letter of request.
  • For account owned with AND/OR shall be managed by providing two different cards for each individual along with its PIN.
  • Account operated with a title “Power of Attorney” shall not be entitled for card banking service.
  • For account operated by more than one signatory, card should not be issued to individual without the knowledge of the involved signatories. Other signatories must submitted formal request letter to Bank’s branch whereby any one of the signatories are allowed to operate it individually.  
  • Account maintained in the name of a company, where the company owner shall be the only person entitled for card banking service.    
  • Minimum of 1KYC requirements that stated in retail operation manual should be fulfilled to issue a prepaid card or family card for customers that do not maintain a deposit account at Bank of Abyssinia.  
  • Card must not be linked with overdraft accounts. 

 

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